Resources

Plan with better information.

These resources are a practical starting point before your first financing conversation.

1. Prepare the basics

• Describe how you intend to use the financing.
• Estimate the amount required and your preferred timeline.
• Organize recent corporate financial statements and relevant banking information.
• Have a picture of your business debt and repayment commitments.

2. Review the complete terms

Look beyond the quoted rate to fees, total repayment, payment frequency, collateral requirements, any personal guarantees and early repayment provisions.

3. Match the financing to the purpose

A working-capital need and a long-lived commercial asset may require different structures. Think about repayment capacity, asset life and long-term flexibility.

General information only. For business-specific tax, legal or accounting advice, consult your qualified professional advisers.